Single person usa budget sample how to#
Single person usa budget sample full#
Single person usa budget sample plus#

Without that, we pay $81.70 with T-Mobile ($91.70 without auto-pay). However, this bill amount was due to paying installments on 2 new phones! The popular phones are usually $600 to over $1000, so even if they only last me a year, I still save money.

I’m not really big on new technology, so I usually only buy 2-year-old used phones for $200 at the most. When I had a fully paid-off car, I only spent about $450 for 6 months with Progressive. After raising the deductible and correcting the miles we use in a year (low thanks to my husband being on deployment half of every year), it is now $125 with USAA. Since moving, our insurance went up to around $180. We didn’t know this at the time, but raising the deductible lowers your monthly payment. Our car insurance is coupled with about $12 of the renter’s insurance. We also only have one car, which has saved us so much money! Car Insurance: $128 We’ve driven clear across the country twice now, with several road trips as well. However, I knew we’d be doing a lot of driving around in our lives. It’s still not something I’m comfortable with, I prefer to buy what I can afford without borrowing any money. We bought a new but used car before moving from the east coast to the west coast. This is my favorite fan and my BPA-free popsicle tray.

Single person usa budget sample plus#

To keep cool in the summer, it was easy to just open the windows and use fans plus eating popsicles! Our apartment did not have an AC unit, and we used gas for the stove and heater. We paid from $48-$62 on gas and electricity, so we’ll say a $55 monthly average. The only downside was that we lived about 20 minutes from my husband’s work, which can be about an hour’s commute during rush hour but that is something that’s still usual for the area. The apartment was a small one-bedroom, but it was comfortable and in a nice area. Rent: $1,000īy searching on Craigslist, we found a great place to rent in San Diego’s east county.

Single person usa budget sample full#

View my full disclosure at the bottom of the page. This post may contain affiliate links as a way to support the costs of this website (at no additional cost to you) however, I won’t recommend products I don’t believe in.

Tips For Living On One Income And Thriving.

Why It’s Hard to Save Money and What to Change.

Single person usa budget sample how to#

These posts might be helpful on your journey to learning how to live on a budget: (This doesn’t take into account our actual income and savings) I know that a $2500 per month budget might not be realistic for everyone’s situation, but I hope my experiences will serve as a real example of what is possible. But, I’ve also discovered new ways to save on other costs and I’ll share how to do that as well. We live in an area that isn’t the best, so we pay more for safety and peace of mind on the housing front. Our expenses now are a bit more than they used to be.